Friday, May 27, 2011

Breakdown Cover for Expensive Cars

All cars are not created equal – and when you’ve got a Lamborghini or an Aston Martin glittering in your garage, you’ll want to give it the best treatment you can. No doubt you’ll invest in regular servicing and give it a good wash and brush-up whenever it needs it, but there is an avenue that tends to be overlooked - breakdown cover.

The Best for the Best

Expensive and prestige cars are designed and manufactured with that extra attention to detail. High-end specifications and immaculate production standards are what set your car apart from the rest of the crowd. When it comes to the cost, you’re paying for something that delivers outstanding performance, as well as the satisfaction of knowing it turns heads as fast as it turns corners.

Because of the cost, these prestige cars are relatively rare on the roads and this sets them apart from the general traffic in both physical and financial terms. By paying for a high-end car, you’re going to find that your insurance premiums are higher, reflecting the increased risk that they represent to insurance companies. However, given that your pride and joy is also going to be subject to wear and tear and the unscrupulous designs of others, you’ll need to give yourself the best protection you can.

Breakdown without a Breakdown

Your general insurance is going to reflect the cost of your car as much as your driving history. However, there are some things that are completely beyond your control such as mechanical failure or the effects of the elements on certain components. Breakdown cover gives you the security of knowing that, if your car does break down, you’re not going to be stuck on the side of the road or have to pull out all the stops in hunting out a specialist garage.

Because your car is a specialist product, it will require specialist breakdown cover which, in turn, is going to cost more than the average policy. However, with the insurance market becoming ever more competitive, the Internet can help to yield surprisingly cost-effective rates. It’s also worth remembering that, just as your car stands out from the crowd, so too will the levels of service you can expect from your breakdown cover. By shopping around for breakdown cover that deals with top-of-the-range cars, you can also find policies that offer top-of-the-range provisions for premium customers. This might include accommodation in the event of a breakdown or much faster response times. Look at the perks and incentives offered by each company to find which suits you and your motor the best.

If the idea of trawling the Internet for policy details is too much to think about, bear in mind that online comparison sites are a quick and convenient way of finding out just what’s available. These sites are independent data-collators, which present all the information you need in an easy-to-read format, allowing you to quickly find out which is the best policy for you.

A luxury car is a major investment. Taking a little time to hunt down the best breakdown cover can prevent that investment from turning into a money pit.

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